Side-by-side · Q2 2026 data
The Cecilian Bank vs Edmonton State Bank
Metric by metric
| Measure | The Cecilian Bank | Edmonton State Bank |
|---|---|---|
| TellerScore | 77 | 82 (stronger) |
| Capital cushion | 60 | 65 (stronger) |
| Loan quality | 87 | 89 (stronger) |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 66 | 68 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 83rd | 93rd |
| Total assets | $1.6B | $1.2B |
| Deposits / shares | $1.3B | $1.0B |
| Capital ratio | 10.99% | 11.47% (stronger) |
| Problem loans | 0.40% | 0.32% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 1.67% | 2.44% (stronger) |
| Loans ÷ deposits | 79.5% (stronger) | 91.8% |
| Uninsured deposits | 28.6% | 15.6% (stronger) |
| Offices | 19 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | 15.9% |
Edmonton State Bank has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Cecilian Bank leads on 2 and Edmonton State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.