Side-by-side · Q2 2026 data
The Cecilian Bank vs Whitaker Bank
Metric by metric
| Measure | The Cecilian Bank | Whitaker Bank |
|---|---|---|
| TellerScore | 77 | 84 (stronger) |
| Capital cushion | 60 | 79 (stronger) |
| Loan quality | 87 | 93 (stronger) |
| Earnings | 87 (stronger) | 77 |
| Funding & liquidity | 66 | 80 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 83rd | 95th |
| Total assets | $1.6B | $1.9B |
| Deposits / shares | $1.3B | $1.6B |
| Capital ratio | 10.99% | 12.89% (stronger) |
| Problem loans | 0.40% | 0.21% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.06% |
| Return on assets | 1.67% (stronger) | 1.42% |
| Loans ÷ deposits | 79.5% | 67.3% (stronger) |
| Uninsured deposits | 28.6% | 26.8% (stronger) |
| Offices | 19 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | — |
Whitaker Bank has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Cecilian Bank leads on 2 and Whitaker Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.