Side-by-side · Q2 2026 data
The Cecilian Bank vs Whitesville Community Credit Union
Credit union
Whitesville Community Credit Union
Whitesville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | The Cecilian Bank | Whitesville Community Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 60 | 74 (stronger) |
| Loan quality | 87 (stronger) | 39 |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 83rd | 54th |
| Total assets | $1.6B | $39.5M |
| Deposits / shares | $1.3B | $34.4M |
| Capital ratio | 10.99% | 12.40% (stronger) |
| Problem loans | 0.40% (stronger) | 1.82% |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 1.67% | 2.04% (stronger) |
| Loans ÷ deposits | 79.5% | 43.3% (stronger) |
| Uninsured deposits | 28.6% | 2.0% (stronger) |
| Offices | 19 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | — |
The Cecilian Bank has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Cecilian Bank leads on 3 and Whitesville Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.