Side-by-side · Q2 2026 data
The Cecilian Bank vs Wilson & Muir Bank & Trust Company
Metric by metric
| Measure | The Cecilian Bank | Wilson & Muir Bank & Trust Company |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 60 (stronger) | 44 |
| Loan quality | 87 | 91 (stronger) |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 66 | 69 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 83rd | 64th |
| Total assets | $1.6B | $818.4M |
| Deposits / shares | $1.3B | $727.6M |
| Capital ratio | 10.99% (stronger) | 9.43% |
| Problem loans | 0.40% | 0.27% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.67% | 2.61% (stronger) |
| Loans ÷ deposits | 79.5% | 74.8% (stronger) |
| Uninsured deposits | 28.6% (stronger) | 29.8% |
| Offices | 19 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | 3.3% |
The Cecilian Bank has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Cecilian Bank leads on 4 and Wilson & Muir Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Leitchfield, KY
- Elizabethtown, KY
- Vine Grove, KY