Side-by-side · Q2 2026 data
The Central Trust Bank vs Stifel Bank and Trust
Metric by metric
| Measure | The Central Trust Bank | Stifel Bank and Trust |
|---|---|---|
| TellerScore | 69 (stronger) | 59 |
| Capital cushion | 29 (stronger) | 21 |
| Loan quality | 84 (stronger) | 64 |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 64 | 71 (stronger) |
| Problem-loan coverage | 94 (stronger) | 77 |
| Peer percentile | 69th | 25th |
| Total assets | $20.3B | $19.6B |
| Deposits / shares | $16.4B | $17.5B |
| Capital ratio | 7.94% (stronger) | 7.07% |
| Problem loans | 0.49% (stronger) | 1.09% |
| Net charge-offs | 0.10% (stronger) | 0.41% |
| Return on assets | 1.99% (stronger) | 1.86% |
| Loans ÷ deposits | 70.4% (stronger) | 86.4% |
| Uninsured deposits | 38.4% | 17.1% (stronger) |
| Offices | 150 | 2 |
| CFPB complaints (3 yrs) | 97 | — |
| Complaints per $1B deposits | 5.9 | — |
| Mortgage denial rate (HMDA) | 10.4% | 2.3% |
The Central Trust Bank has the higher TellerScore (69 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Central Trust Bank leads on 6 and Stifel Bank and Trust on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.