Side-by-side · Q2 2026 data
The Chesapeake Bank & Trust Co. vs Lm Federal Credit Union
Metric by metric
| Measure | The Chesapeake Bank & Trust Co. | Lm Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 83 (stronger) |
| Capital cushion | 48 | 74 (stronger) |
| Loan quality | 93 | 95 (stronger) |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 49 | 80 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 61st | 72nd |
| Total assets | $141.5M | $60.3M |
| Deposits / shares | $104.5M | $52.5M |
| Capital ratio | 9.76% | 12.40% (stronger) |
| Problem loans | 0.22% | 0.14% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 1.99% (stronger) | 1.41% |
| Loans ÷ deposits | 102.2% | 80.4% (stronger) |
| Uninsured deposits | 23.5% | 6.7% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lm Federal Credit Union has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Chesapeake Bank & Trust Co. leads on 2 and Lm Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.