Side-by-side · Q2 2026 data
The Citizens Bank vs Citizens Bank & Trust Co. of Jackson
Metric by metric
| Measure | The Citizens Bank | Citizens Bank & Trust Co. of Jackson |
|---|---|---|
| TellerScore | 76 (stronger) | 42 |
| Capital cushion | 37 | 47 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 70 | 75 (stronger) |
| Problem-loan coverage | 99 (stronger) | 49 |
| Peer percentile | 64th | 3rd |
| Total assets | $228.6M | $217.3M |
| Deposits / shares | $181.9M | $190.9M |
| Capital ratio | 8.72% | 9.71% (stronger) |
| Problem loans | 0.06% (stronger) | 3.35% |
| Net charge-offs | 0.06% (stronger) | 0.10% |
| Return on assets | 2.15% (stronger) | 1.02% |
| Loans ÷ deposits | 82.8% (stronger) | 84.1% |
| Uninsured deposits | 21.9% | 16.3% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank has the higher TellerScore (76 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank leads on 5 and Citizens Bank & Trust Co. of Jackson on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.