Side-by-side · Q2 2026 data
The Citizens Bank vs Bank of Travelers Rest
Metric by metric
| Measure | The Citizens Bank | Bank of Travelers Rest |
|---|---|---|
| TellerScore | 74 | 79 (stronger) |
| Capital cushion | 49 | 53 (stronger) |
| Loan quality | 94 | 96 (stronger) |
| Earnings | 70 | 84 (stronger) |
| Funding & liquidity | 83 | 83 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 74th | 88th |
| Total assets | $1.1B | $1.6B |
| Deposits / shares | $1.0B | $1.4B |
| Capital ratio | 9.91% | 10.29% (stronger) |
| Problem loans | 0.18% | 0.12% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.10% |
| Return on assets | 1.24% | 1.60% (stronger) |
| Loans ÷ deposits | 62.5% (stronger) | 64.0% |
| Uninsured deposits | 28.2% | 27.3% (stronger) |
| Offices | 26 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | 12.6% |
Bank of Travelers Rest has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank leads on 2 and Bank of Travelers Rest on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.