Side-by-side · Q2 2026 data
The Citizens Bank vs CCB Community Bank
Metric by metric
| Measure | The Citizens Bank | CCB Community Bank |
|---|---|---|
| TellerScore | 70 | 79 (stronger) |
| Capital cushion | 56 (stronger) | 55 |
| Loan quality | 86 | 94 (stronger) |
| Earnings | 65 | 100 (stronger) |
| Funding & liquidity | 64 | 64 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 43rd | 75th |
| Total assets | $233.3M | $661.9M |
| Deposits / shares | $209.8M | $592.5M |
| Capital ratio | 10.56% (stronger) | 10.53% |
| Problem loans | 0.42% | 0.19% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.12% | 2.34% (stronger) |
| Loans ÷ deposits | 77.4% (stronger) | 85.1% |
| Uninsured deposits | 31.5% | 25.2% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 1.9% |
CCB Community Bank has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank leads on 3 and CCB Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.