Side-by-side · Q2 2026 data
The Citizens Bank vs Alliance Bank
Metric by metric
| Measure | The Citizens Bank | Alliance Bank |
|---|---|---|
| TellerScore | 82 | 84 (stronger) |
| Capital cushion | 77 | 86 (stronger) |
| Loan quality | 89 | 91 (stronger) |
| Earnings | 89 (stronger) | 77 |
| Funding & liquidity | 63 | 70 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 82nd | 86th |
| Total assets | $220.4M | $391.3M |
| Deposits / shares | $193.7M | $334.8M |
| Capital ratio | 12.67% | 13.57% (stronger) |
| Problem loans | 0.34% | 0.26% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.73% (stronger) | 1.41% |
| Loans ÷ deposits | 85.2% (stronger) | 90.6% |
| Uninsured deposits | 26.0% | 11.4% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.3% |
Alliance Bank has the higher TellerScore (84 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank leads on 2 and Alliance Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.