Side-by-side · Q2 2026 data
The Citizens Bank vs Citizens' Bank of Charleston
Metric by metric
| Measure | The Citizens Bank | Citizens' Bank of Charleston |
|---|---|---|
| TellerScore | 82 | 86 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 89 (stronger) | 72 |
| Earnings | 89 | 100 (stronger) |
| Funding & liquidity | 63 (stronger) | 59 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 82nd | 90th |
| Total assets | $220.4M | $185.1M |
| Deposits / shares | $193.7M | $146.6M |
| Capital ratio | 12.67% | 20.51% (stronger) |
| Problem loans | 0.34% (stronger) | 0.83% |
| Net charge-offs | 0.04% (stronger) | 0.09% |
| Return on assets | 1.73% | 2.47% (stronger) |
| Loans ÷ deposits | 85.2% (stronger) | 101.5% |
| Uninsured deposits | 26.0% | 9.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens' Bank of Charleston has the higher TellerScore (86 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank leads on 3 and Citizens' Bank of Charleston on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.