Side-by-side · Q2 2026 data
The Citizens Bank vs The Citizens Bank
Metric by metric
| Measure | The Citizens Bank | The Citizens Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 76 |
| Capital cushion | 77 (stronger) | 37 |
| Loan quality | 89 | 98 (stronger) |
| Earnings | 89 | 100 (stronger) |
| Funding & liquidity | 63 | 70 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 82nd | 64th |
| Total assets | $220.4M | $228.6M |
| Deposits / shares | $193.7M | $181.9M |
| Capital ratio | 12.67% (stronger) | 8.72% |
| Problem loans | 0.34% | 0.06% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.06% |
| Return on assets | 1.73% | 2.15% (stronger) |
| Loans ÷ deposits | 85.2% | 82.8% (stronger) |
| Uninsured deposits | 26.0% | 21.9% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank leads on 3 and The Citizens Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.