Side-by-side · Q2 2026 data
The Citizens Bank vs Wcg Employees Credit Union
Metric by metric
| Measure | The Citizens Bank | Wcg Employees Credit Union |
|---|---|---|
| TellerScore | 82 | 89 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 89 (stronger) | 59 |
| Funding & liquidity | 63 | 84 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 82nd | 87th |
| Total assets | $220.4M | $1.0M |
| Deposits / shares | $193.7M | $797K |
| Capital ratio | 12.67% | 21.80% (stronger) |
| Problem loans | 0.34% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.73% (stronger) | 0.97% |
| Loans ÷ deposits | 85.2% | 76.4% (stronger) |
| Uninsured deposits | 26.0% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wcg Employees Credit Union has the higher TellerScore (89 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank leads on 1 and Wcg Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.