Side-by-side · Q2 2026 data
The Citizens Bank of Edmond vs International Bank of Commerce
Metric by metric
| Measure | The Citizens Bank of Edmond | International Bank of Commerce |
|---|---|---|
| TellerScore | 57 | 88 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 79 (stronger) | 78 |
| Earnings | 42 | 75 (stronger) |
| Funding & liquidity | 64 | 90 (stronger) |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 14th | 98th |
| Total assets | $432.4M | $1.6B |
| Deposits / shares | $387.8M | $1.2B |
| Capital ratio | 8.50% | 15.53% (stronger) |
| Problem loans | 0.63% (stronger) | 0.66% |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | 0.54% | 1.37% (stronger) |
| Loans ÷ deposits | 96.2% | 54.8% (stronger) |
| Uninsured deposits | 14.2% (stronger) | 24.2% |
| Offices | 2 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | — |
International Bank of Commerce has the higher TellerScore (88 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Edmond leads on 3 and International Bank of Commerce on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.