Side-by-side · Q2 2026 data
The Citizens Bank of Edmond vs The Security National Bank of Enid
Metric by metric
| Measure | The Citizens Bank of Edmond | The Security National Bank of Enid |
|---|---|---|
| TellerScore | 57 | 73 (stronger) |
| Capital cushion | 35 | 37 (stronger) |
| Loan quality | 79 | 95 (stronger) |
| Earnings | 42 | 85 (stronger) |
| Funding & liquidity | 64 | 74 (stronger) |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 14th | 53rd |
| Total assets | $432.4M | $400.4M |
| Deposits / shares | $387.8M | $366.0M |
| Capital ratio | 8.50% | 8.74% (stronger) |
| Problem loans | 0.63% | 0.14% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.54% | 1.63% (stronger) |
| Loans ÷ deposits | 96.2% | 63.6% (stronger) |
| Uninsured deposits | 14.2% (stronger) | 35.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | 3.8% |
The Security National Bank of Enid has the higher TellerScore (73 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Edmond leads on 1 and The Security National Bank of Enid on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.