Side-by-side · Q2 2026 data
The Citizens Bank of Georgia vs Community Bank of Pickens County
Metric by metric
| Measure | The Citizens Bank of Georgia | Community Bank of Pickens County |
|---|---|---|
| TellerScore | 85 (stronger) | 73 |
| Capital cushion | 65 | 86 (stronger) |
| Loan quality | 100 (stronger) | 35 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 80 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 88th | 53rd |
| Total assets | $598.5M | $628.6M |
| Deposits / shares | $531.3M | $537.8M |
| Capital ratio | 11.49% | 13.55% (stronger) |
| Problem loans | 0.00% (stronger) | 1.96% |
| Net charge-offs | -0.01% | -0.04% (stronger) |
| Return on assets | 1.86% | 2.35% (stronger) |
| Loans ÷ deposits | 60.6% (stronger) | 90.0% |
| Uninsured deposits | 33.1% | 16.2% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | 0.0% |
The Citizens Bank of Georgia has the higher TellerScore (85 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Georgia leads on 3 and Community Bank of Pickens County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.