Side-by-side · Q2 2026 data
The Citizens Bank of Philadelphia, Mississippi vs Choctaw Federal Credit Union
Bank
The Citizens Bank of Philadelphia, Mississippi
Philadelphia, Mississippi · $1 billion – $10 billion
Metric by metric
| Measure | The Citizens Bank of Philadelphia, Mississippi | Choctaw Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 55 |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 84 (stronger) | 17 |
| Earnings | 52 (stronger) | 0 |
| Funding & liquidity | 92 (stronger) | 80 |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 40th | 15th |
| Total assets | $1.6B | $2.8M |
| Deposits / shares | $1.3B | $2.1M |
| Capital ratio | 9.11% | 25.92% (stronger) |
| Problem loans | 0.47% (stronger) | 2.49% |
| Net charge-offs | 0.29% (stronger) | 0.99% |
| Return on assets | 0.80% (stronger) | -4.63% |
| Loans ÷ deposits | 67.1% (stronger) | 80.0% |
| Uninsured deposits | 16.6% | 0.0% (stronger) |
| Offices | 26 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank of Philadelphia, Mississippi has the higher TellerScore (66 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Philadelphia, Mississippi leads on 5 and Choctaw Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.