Side-by-side · Q2 2026 data
The Citizens Bank of Philadelphia, Mississippi vs PriorityOne Bank
Bank
The Citizens Bank of Philadelphia, Mississippi
Philadelphia, Mississippi · $1 billion – $10 billion
Metric by metric
| Measure | The Citizens Bank of Philadelphia, Mississippi | PriorityOne Bank |
|---|---|---|
| TellerScore | 66 | 70 (stronger) |
| Capital cushion | 41 | 69 (stronger) |
| Loan quality | 84 (stronger) | 47 |
| Earnings | 52 | 100 (stronger) |
| Funding & liquidity | 92 (stronger) | 65 |
| Problem-loan coverage | 88 (stronger) | 78 |
| Peer percentile | 40th | 58th |
| Total assets | $1.6B | $1.2B |
| Deposits / shares | $1.3B | $1.0B |
| Capital ratio | 9.11% | 11.89% (stronger) |
| Problem loans | 0.47% (stronger) | 1.58% |
| Net charge-offs | 0.29% | 0.17% (stronger) |
| Return on assets | 0.80% | 2.03% (stronger) |
| Loans ÷ deposits | 67.1% (stronger) | 88.9% |
| Uninsured deposits | 16.6% (stronger) | 20.8% |
| Offices | 26 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.2% |
PriorityOne Bank has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Philadelphia, Mississippi leads on 3 and PriorityOne Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.