Side-by-side · Q2 2026 data
The Citizens National Bank vs New Century Bank
Metric by metric
| Measure | The Citizens National Bank | New Century Bank |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 37 | 82 (stronger) |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 57 | 100 (stronger) |
| Funding & liquidity | 94 (stronger) | 52 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 50th | 63rd |
| Total assets | $229.0M | $88.9M |
| Deposits / shares | $214.7M | $71.6M |
| Capital ratio | 8.66% | 13.16% (stronger) |
| Problem loans | 0.00% (stronger) | 0.87% |
| Net charge-offs | 0.01% | -0.15% (stronger) |
| Return on assets | 0.91% | 2.20% (stronger) |
| Loans ÷ deposits | 50.6% (stronger) | 108.2% |
| Uninsured deposits | 20.5% | 11.0% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 0.0% |
New Century Bank has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank leads on 2 and New Century Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Belleville, KS