Side-by-side · Q2 2026 data
The Citizens National Bank of Hillsboro vs First National Bank of Lake Jackson
Metric by metric
| Measure | The Citizens National Bank of Hillsboro | First National Bank of Lake Jackson |
|---|---|---|
| TellerScore | 82 (stronger) | 69 |
| Capital cushion | 75 (stronger) | 67 |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 68 (stronger) | 32 |
| Funding & liquidity | 89 (stronger) | 53 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 82nd | 40th |
| Total assets | $224.4M | $218.4M |
| Deposits / shares | $206.9M | $211.1M |
| Capital ratio | 12.53% (stronger) | 11.73% |
| Problem loans | 0.28% | 0.00% (stronger) |
| Net charge-offs | -0.01% | -0.09% (stronger) |
| Return on assets | 1.21% (stronger) | 0.30% |
| Loans ÷ deposits | 30.2% | 23.4% (stronger) |
| Uninsured deposits | 25.3% (stronger) | 57.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens National Bank of Hillsboro has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Hillsboro leads on 4 and First National Bank of Lake Jackson on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.