Side-by-side · Q2 2026 data
The Citizens National Bank of Hillsboro vs Unity National Bank of Houston
Metric by metric
| Measure | The Citizens National Bank of Hillsboro | Unity National Bank of Houston |
|---|---|---|
| TellerScore | 82 (stronger) | 65 |
| Capital cushion | 75 (stronger) | 70 |
| Loan quality | 91 (stronger) | 74 |
| Earnings | 68 (stronger) | 36 |
| Funding & liquidity | 89 (stronger) | 60 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 82nd | 29th |
| Total assets | $224.4M | $224.9M |
| Deposits / shares | $206.9M | $193.5M |
| Capital ratio | 12.53% (stronger) | 12.02% |
| Problem loans | 0.28% (stronger) | 0.77% |
| Net charge-offs | -0.01% | -0.15% (stronger) |
| Return on assets | 1.21% (stronger) | 0.40% |
| Loans ÷ deposits | 30.2% (stronger) | 75.6% |
| Uninsured deposits | 25.3% (stronger) | 36.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens National Bank of Hillsboro has the higher TellerScore (82 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Hillsboro leads on 6 and Unity National Bank of Houston on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.