Side-by-side · Q2 2026 data
The Citizens National Bank of McConnelsville vs The Citizens Bank Company
Bank
The Citizens National Bank of McConnelsville
Mcconnelsville, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Citizens National Bank of McConnelsville | The Citizens Bank Company |
|---|---|---|
| TellerScore | 63 | 86 (stronger) |
| Capital cushion | 72 | 86 (stronger) |
| Loan quality | 45 | 87 (stronger) |
| Earnings | 57 | 78 (stronger) |
| Funding & liquidity | 72 | 86 (stronger) |
| Problem-loan coverage | 81 | 97 (stronger) |
| Peer percentile | 24th | 90th |
| Total assets | $102.1M | $334.6M |
| Deposits / shares | $85.2M | $291.0M |
| Capital ratio | 12.24% | 13.56% (stronger) |
| Problem loans | 1.66% | 0.39% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.03% |
| Return on assets | 0.91% | 1.46% (stronger) |
| Loans ÷ deposits | 83.8% | 63.8% (stronger) |
| Uninsured deposits | 18.4% (stronger) | 24.5% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank Company has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of McConnelsville leads on 2 and The Citizens Bank Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.