Side-by-side · Q2 2026 data
The Citizens National Bank of McConnelsville vs The Sherwood State Bank
Bank
The Citizens National Bank of McConnelsville
Mcconnelsville, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Citizens National Bank of McConnelsville | The Sherwood State Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 55 |
| Capital cushion | 72 | 73 (stronger) |
| Loan quality | 45 (stronger) | 21 |
| Earnings | 57 (stronger) | 51 |
| Funding & liquidity | 72 | 72 |
| Problem-loan coverage | 81 (stronger) | 72 |
| Peer percentile | 24th | 11th |
| Total assets | $102.1M | $107.5M |
| Deposits / shares | $85.2M | $89.8M |
| Capital ratio | 12.24% | 12.32% (stronger) |
| Problem loans | 1.66% (stronger) | 2.36% |
| Net charge-offs | -0.02% (stronger) | -0.01% |
| Return on assets | 0.91% (stronger) | 0.78% |
| Loans ÷ deposits | 83.8% (stronger) | 88.4% |
| Uninsured deposits | 18.4% | 11.4% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
The Citizens National Bank of McConnelsville has the higher TellerScore (63 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of McConnelsville leads on 5 and The Sherwood State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.