Side-by-side · Q2 2026 data
The Citizens National Bank of Meridian vs Bank of Commerce
Metric by metric
| Measure | The Citizens National Bank of Meridian | Bank of Commerce |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 63 | 79 (stronger) |
| Loan quality | 71 | 71 |
| Earnings | 84 (stronger) | 65 |
| Funding & liquidity | 51 | 59 (stronger) |
| Problem-loan coverage | 86 | 91 (stronger) |
| Peer percentile | 58th | 66th |
| Total assets | $1.9B | $1.1B |
| Deposits / shares | $1.6B | $996.2M |
| Capital ratio | 11.28% | 12.85% (stronger) |
| Problem loans | 0.87% (stronger) | 0.88% |
| Net charge-offs | 0.02% (stronger) | 0.14% |
| Return on assets | 1.59% (stronger) | 1.13% |
| Loans ÷ deposits | 80.1% | 65.2% (stronger) |
| Uninsured deposits | 41.2% (stronger) | 47.2% |
| Offices | 25 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.1% |
Bank of Commerce has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Meridian leads on 4 and Bank of Commerce on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Columbus, MS
- Kosciusko, MS