Side-by-side · Q2 2026 data
The Citizens National Bank of Meridian vs Community Partners Federal Credit Union
Credit union
Community Partners Federal Credit Union
Newton, Mississippi · Under $100 million in assets
Metric by metric
| Measure | The Citizens National Bank of Meridian | Community Partners Federal Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 60 |
| Capital cushion | 63 (stronger) | 42 |
| Loan quality | 71 | 92 (stronger) |
| Earnings | 84 (stronger) | 0 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 58th | 22nd |
| Total assets | $1.9B | $5.3M |
| Deposits / shares | $1.6B | $4.8M |
| Capital ratio | 11.28% (stronger) | 9.24% |
| Problem loans | 0.87% | 0.25% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.75% |
| Return on assets | 1.59% (stronger) | -0.58% |
| Loans ÷ deposits | 80.1% | 60.1% (stronger) |
| Uninsured deposits | 41.2% | 0.0% (stronger) |
| Offices | 25 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens National Bank of Meridian has the higher TellerScore (70 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Meridian leads on 4 and Community Partners Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.