Side-by-side · Q2 2026 data
The Citizens National Bank of Meridian vs Planters Bank & Trust Company
Metric by metric
| Measure | The Citizens National Bank of Meridian | Planters Bank & Trust Company |
|---|---|---|
| TellerScore | 70 | 71 (stronger) |
| Capital cushion | 63 (stronger) | 62 |
| Loan quality | 71 | 80 (stronger) |
| Earnings | 84 (stronger) | 73 |
| Funding & liquidity | 51 | 55 (stronger) |
| Problem-loan coverage | 86 | 93 (stronger) |
| Peer percentile | 58th | 63rd |
| Total assets | $1.9B | $2.7B |
| Deposits / shares | $1.6B | $2.3B |
| Capital ratio | 11.28% (stronger) | 11.19% |
| Problem loans | 0.87% | 0.61% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.25% |
| Return on assets | 1.59% (stronger) | 1.32% |
| Loans ÷ deposits | 80.1% | 78.3% (stronger) |
| Uninsured deposits | 41.2% | 38.8% (stronger) |
| Offices | 25 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.7% |
Planters Bank & Trust Company has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Meridian leads on 3 and Planters Bank & Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.