Side-by-side · Q2 2026 data
The Citizens National Bank of Meridian vs The Citizens Bank of Philadelphia, Mississippi
Bank
The Citizens Bank of Philadelphia, Mississippi
Philadelphia, Mississippi · $1 billion – $10 billion
Metric by metric
| Measure | The Citizens National Bank of Meridian | The Citizens Bank of Philadelphia, Mississippi |
|---|---|---|
| TellerScore | 70 (stronger) | 66 |
| Capital cushion | 63 (stronger) | 41 |
| Loan quality | 71 | 84 (stronger) |
| Earnings | 84 (stronger) | 52 |
| Funding & liquidity | 51 | 92 (stronger) |
| Problem-loan coverage | 86 | 88 (stronger) |
| Peer percentile | 58th | 40th |
| Total assets | $1.9B | $1.6B |
| Deposits / shares | $1.6B | $1.3B |
| Capital ratio | 11.28% (stronger) | 9.11% |
| Problem loans | 0.87% | 0.47% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.29% |
| Return on assets | 1.59% (stronger) | 0.80% |
| Loans ÷ deposits | 80.1% | 67.1% (stronger) |
| Uninsured deposits | 41.2% | 16.6% (stronger) |
| Offices | 25 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens National Bank of Meridian has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Meridian leads on 4 and The Citizens Bank of Philadelphia, Mississippi on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Philadelphia, MS
- Meridian, MS
- Hattiesburg, MS
- Kosciusko, MS
- Carthage, MS
- Ridgeland, MS