Side-by-side · Q2 2026 data
The Citizens National Bank of Meridian vs TownBridge Bank
Metric by metric
| Measure | The Citizens National Bank of Meridian | TownBridge Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 61 |
| Capital cushion | 63 (stronger) | 38 |
| Loan quality | 71 (stronger) | 35 |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 51 | 84 (stronger) |
| Problem-loan coverage | 86 (stronger) | 80 |
| Peer percentile | 58th | 24th |
| Total assets | $1.9B | $1.3B |
| Deposits / shares | $1.6B | $1.0B |
| Capital ratio | 11.28% (stronger) | 8.83% |
| Problem loans | 0.87% (stronger) | 1.94% |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.59% | 2.22% (stronger) |
| Loans ÷ deposits | 80.1% | 67.3% (stronger) |
| Uninsured deposits | 41.2% | 22.9% (stronger) |
| Offices | 25 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.1% |
The Citizens National Bank of Meridian has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Meridian leads on 4 and TownBridge Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.