Side-by-side · Q2 2026 data
The Citizens National Bank of Quitman vs Carver State Bank
Metric by metric
| Measure | The Citizens National Bank of Quitman | Carver State Bank |
|---|---|---|
| TellerScore | 81 | 89 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 93 (stronger) | 88 |
| Earnings | 83 (stronger) | 60 |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 80th | 94th |
| Total assets | $133.7M | $111.2M |
| Deposits / shares | $119.0M | $93.1M |
| Capital ratio | 11.56% | 14.99% (stronger) |
| Problem loans | 0.21% (stronger) | 0.37% |
| Net charge-offs | 0.09% (stronger) | 1.21% |
| Return on assets | 1.58% (stronger) | 1.00% |
| Loans ÷ deposits | 68.5% | 50.0% (stronger) |
| Uninsured deposits | 30.3% | 15.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | — |
Carver State Bank has the higher TellerScore (89 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Quitman leads on 3 and Carver State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.