Side-by-side · Q2 2026 data
The Citizens National Bank of Quitman vs Commercial Banking Company
Metric by metric
| Measure | The Citizens National Bank of Quitman | Commercial Banking Company |
|---|---|---|
| TellerScore | 81 (stronger) | 79 |
| Capital cushion | 66 (stronger) | 53 |
| Loan quality | 93 | 99 (stronger) |
| Earnings | 83 | 98 (stronger) |
| Funding & liquidity | 75 (stronger) | 57 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 80th | 75th |
| Total assets | $133.7M | $409.5M |
| Deposits / shares | $119.0M | $361.6M |
| Capital ratio | 11.56% (stronger) | 10.32% |
| Problem loans | 0.21% | 0.04% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.58% | 1.94% (stronger) |
| Loans ÷ deposits | 68.5% (stronger) | 83.3% |
| Uninsured deposits | 30.3% (stronger) | 33.1% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | 6.6% |
The Citizens National Bank of Quitman has the higher TellerScore (81 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Quitman leads on 4 and Commercial Banking Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.