Side-by-side · Q2 2026 data
The Citizens National Bank of Somerset vs Pbk Bank, Inc.
Metric by metric
| Measure | The Citizens National Bank of Somerset | Pbk Bank, Inc. |
|---|---|---|
| TellerScore | 75 | 94 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 94 (stronger) | 85 |
| Earnings | 89 | 93 (stronger) |
| Funding & liquidity | 81 | 95 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 61st | 98th |
| Total assets | $700.9M | $175.6M |
| Deposits / shares | $569.0M | $150.4M |
| Capital ratio | 9.02% | 15.17% (stronger) |
| Problem loans | 0.18% (stronger) | 0.46% |
| Net charge-offs | 0.01% (stronger) | 0.19% |
| Return on assets | 1.73% | 1.82% (stronger) |
| Loans ÷ deposits | 66.5% | 64.9% (stronger) |
| Uninsured deposits | 26.2% | 9.0% (stronger) |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.3% | — |
Pbk Bank, Inc. has the higher TellerScore (94 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Somerset leads on 2 and Pbk Bank, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.