Side-by-side · Q2 2026 data
The Citizens National Bank of Woodsfield vs Miami Savings Bank
Metric by metric
| Measure | The Citizens National Bank of Woodsfield | Miami Savings Bank |
|---|---|---|
| TellerScore | 65 | 83 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 74 | 86 (stronger) |
| Earnings | 62 (stronger) | 59 |
| Funding & liquidity | 88 (stronger) | 66 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 29th | 84th |
| Total assets | $153.9M | $148.3M |
| Deposits / shares | $141.9M | $114.9M |
| Capital ratio | 8.88% | 23.18% (stronger) |
| Problem loans | 0.79% | 0.43% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.04% (stronger) | 0.97% |
| Loans ÷ deposits | 44.6% (stronger) | 93.8% |
| Uninsured deposits | 26.3% | 11.7% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Miami Savings Bank has the higher TellerScore (83 vs 65). On the 6 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Woodsfield leads on 2 and Miami Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.