TellerScore

Side-by-side · Q2 2026 data

The Citizens State Bank at Mohall vs Dakota West Credit Union

Bank

The Citizens State Bank at Mohall

Mohall, North Dakota · Under $100 million in assets

75of 100
Strong

Credit union

Dakota West Credit Union

Watford City, North Dakota · $100 million – $1 billion

61of 100
Moderate

Metric by metric

MeasureThe Citizens State Bank at MohallDakota West Credit Union
TellerScore75 (stronger)61
Capital cushion6892 (stronger)
Loan quality86 (stronger)0
Earnings67 (stronger)64
Funding & liquidity7186 (stronger)
Problem-loan coverage94 (stronger)74
Peer percentile54th24th
Total assets$80.2M$326.5M
Deposits / shares$69.9M$282.8M
Capital ratio11.78%14.17% (stronger)
Problem loans0.43% (stronger)3.14%
Net charge-offs0.13% (stronger)0.13%
Return on assets1.17% (stronger)1.09%
Loans ÷ deposits84.1%58.8% (stronger)
Uninsured deposits19.6% (stronger)27.7%
Offices38
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—51.5%

The Citizens State Bank at Mohall has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Citizens State Bank at Mohall leads on 5 and Dakota West Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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