Side-by-side · Q2 2026 data
The Citizens State Bank at Mohall vs Gate City Bank
Metric by metric
| Measure | The Citizens State Bank at Mohall | Gate City Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 65 |
| Capital cushion | 68 (stronger) | 48 |
| Loan quality | 86 (stronger) | 77 |
| Earnings | 67 (stronger) | 54 |
| Funding & liquidity | 71 | 78 (stronger) |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 54th | 36th |
| Total assets | $80.2M | $4.0B |
| Deposits / shares | $69.9M | $3.6B |
| Capital ratio | 11.78% (stronger) | 9.85% |
| Problem loans | 0.43% (stronger) | 0.69% |
| Net charge-offs | 0.13% (stronger) | 0.16% |
| Return on assets | 1.17% (stronger) | 0.85% |
| Loans ÷ deposits | 84.1% | 82.5% (stronger) |
| Uninsured deposits | 19.6% | 10.9% (stronger) |
| Offices | 3 | 45 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens State Bank at Mohall has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Citizens State Bank at Mohall leads on 5 and Gate City Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mohall, ND