Side-by-side · Q2 2026 data
The Citizens State Bank at Mohall vs Peoples State Bank
Metric by metric
| Measure | The Citizens State Bank at Mohall | Peoples State Bank |
|---|---|---|
| TellerScore | 75 | 87 (stronger) |
| Capital cushion | 68 | 85 (stronger) |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 67 | 75 (stronger) |
| Funding & liquidity | 71 | 78 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 54th | 84th |
| Total assets | $80.2M | $69.9M |
| Deposits / shares | $69.9M | $60.7M |
| Capital ratio | 11.78% | 13.52% (stronger) |
| Problem loans | 0.43% | 0.00% (stronger) |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 1.17% | 1.39% (stronger) |
| Loans ÷ deposits | 84.1% | 64.5% (stronger) |
| Uninsured deposits | 19.6% (stronger) | 31.2% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank has the higher TellerScore (87 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Citizens State Bank at Mohall leads on 1 and Peoples State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.