Side-by-side · Q2 2026 data
The City National Bank and Trust Company of Lawton, Oklahoma vs Cowboy Bank
Bank
The City National Bank and Trust Company of Lawton, Oklahoma
Lawton, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | The City National Bank and Trust Company of Lawton, Oklahoma | Cowboy Bank |
|---|---|---|
| TellerScore | 83 | 84 (stronger) |
| Capital cushion | 89 (stronger) | 77 |
| Loan quality | 85 (stronger) | 84 |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 70 |
| Problem-loan coverage | 64 | 95 (stronger) |
| Peer percentile | 84th | 86th |
| Total assets | $446.2M | $350.3M |
| Deposits / shares | $373.9M | $297.7M |
| Capital ratio | 13.87% (stronger) | 12.72% |
| Problem loans | 0.45% (stronger) | 0.49% |
| Net charge-offs | 0.61% | 0.01% (stronger) |
| Return on assets | 1.66% | 2.62% (stronger) |
| Loans ÷ deposits | 79.2% (stronger) | 85.3% |
| Uninsured deposits | 21.6% | 19.5% (stronger) |
| Offices | 39 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.3% | 1.8% |
Cowboy Bank has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank and Trust Company of Lawton, Oklahoma leads on 3 and Cowboy Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.