Side-by-side · Q2 2026 data
The City National Bank and Trust Company of Lawton, Oklahoma vs First Bank & Trust Co.
Bank
The City National Bank and Trust Company of Lawton, Oklahoma
Lawton, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | The City National Bank and Trust Company of Lawton, Oklahoma | First Bank & Trust Co. |
|---|---|---|
| TellerScore | 83 (stronger) | 61 |
| Capital cushion | 89 | 99 (stronger) |
| Loan quality | 85 (stronger) | 0 |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 44 |
| Problem-loan coverage | 64 (stronger) | 51 |
| Peer percentile | 84th | 20th |
| Total assets | $446.2M | $952.1M |
| Deposits / shares | $373.9M | $802.1M |
| Capital ratio | 13.87% | 14.89% (stronger) |
| Problem loans | 0.45% (stronger) | 5.22% |
| Net charge-offs | 0.61% (stronger) | 0.68% |
| Return on assets | 1.66% | 2.20% (stronger) |
| Loans ÷ deposits | 79.2% (stronger) | 87.4% |
| Uninsured deposits | 21.6% (stronger) | 40.7% |
| Offices | 39 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.3% | — |
The City National Bank and Trust Company of Lawton, Oklahoma has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank and Trust Company of Lawton, Oklahoma leads on 5 and First Bank & Trust Co. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.