Side-by-side · Q2 2026 data
The City National Bank and Trust Company of Lawton, Oklahoma vs The Baxter State Bank
Bank
The City National Bank and Trust Company of Lawton, Oklahoma
Lawton, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | The City National Bank and Trust Company of Lawton, Oklahoma | The Baxter State Bank |
|---|---|---|
| TellerScore | 83 | 84 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 85 (stronger) | 63 |
| Earnings | 86 (stronger) | 70 |
| Funding & liquidity | 74 | 97 (stronger) |
| Problem-loan coverage | 64 | 93 (stronger) |
| Peer percentile | 84th | 76th |
| Total assets | $446.2M | $25.2M |
| Deposits / shares | $373.9M | $19.2M |
| Capital ratio | 13.87% | 19.75% (stronger) |
| Problem loans | 0.45% (stronger) | 1.11% |
| Net charge-offs | 0.61% | 0.00% (stronger) |
| Return on assets | 1.66% (stronger) | 1.24% |
| Loans ÷ deposits | 79.2% | 63.0% (stronger) |
| Uninsured deposits | 21.6% | 12.3% (stronger) |
| Offices | 39 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.3% | — |
The Baxter State Bank has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank and Trust Company of Lawton, Oklahoma leads on 2 and The Baxter State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.