Side-by-side · Q2 2026 data
The City National Bank of Colorado City vs Shelby Savings Bank, SSB
Metric by metric
| Measure | The City National Bank of Colorado City | Shelby Savings Bank, SSB |
|---|---|---|
| TellerScore | 74 (stronger) | 69 |
| Capital cushion | 60 | 61 (stronger) |
| Loan quality | 91 (stronger) | 65 |
| Earnings | 70 | 81 (stronger) |
| Funding & liquidity | 61 | 66 (stronger) |
| Problem-loan coverage | 97 (stronger) | 84 |
| Peer percentile | 57th | 40th |
| Total assets | $452.4M | $457.4M |
| Deposits / shares | $396.0M | $367.3M |
| Capital ratio | 10.97% | 11.11% (stronger) |
| Problem loans | 0.26% (stronger) | 1.05% |
| Net charge-offs | 0.00% (stronger) | 0.16% |
| Return on assets | 1.24% | 1.53% (stronger) |
| Loans ÷ deposits | 73.5% (stronger) | 84.1% |
| Uninsured deposits | 38.0% | 24.3% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.5% |
The City National Bank of Colorado City has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank of Colorado City leads on 4 and Shelby Savings Bank, SSB on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.