Side-by-side · Q2 2026 data
The City National Bank of Colorado City vs West Texas State Bank
Metric by metric
| Measure | The City National Bank of Colorado City | West Texas State Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 60 |
| Capital cushion | 60 (stronger) | 55 |
| Loan quality | 91 (stronger) | 41 |
| Earnings | 70 | 92 (stronger) |
| Funding & liquidity | 61 (stronger) | 57 |
| Problem-loan coverage | 97 (stronger) | 65 |
| Peer percentile | 57th | 19th |
| Total assets | $452.4M | $443.7M |
| Deposits / shares | $396.0M | $396.5M |
| Capital ratio | 10.97% (stronger) | 10.49% |
| Problem loans | 0.26% (stronger) | 1.77% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.24% | 1.81% (stronger) |
| Loans ÷ deposits | 73.5% (stronger) | 75.2% |
| Uninsured deposits | 38.0% (stronger) | 40.7% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The City National Bank of Colorado City has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank of Colorado City leads on 6 and West Texas State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.