Side-by-side · Q2 2026 data
The City National Bank of Sulphur Springs vs Central Bank
Bank
The City National Bank of Sulphur Springs
Sulphur Springs, Texas · $1 billion – $10 billion
Metric by metric
| Measure | The City National Bank of Sulphur Springs | Central Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 70 |
| Capital cushion | 48 | 51 (stronger) |
| Loan quality | 95 (stronger) | 82 |
| Earnings | 100 (stronger) | 95 |
| Funding & liquidity | 70 (stronger) | 45 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 86th | 58th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.2B | $1.3B |
| Capital ratio | 9.78% | 10.07% (stronger) |
| Problem loans | 0.15% (stronger) | 0.54% |
| Net charge-offs | -0.09% (stronger) | -0.01% |
| Return on assets | 2.28% (stronger) | 1.87% |
| Loans ÷ deposits | 77.0% (stronger) | 85.6% |
| Uninsured deposits | 27.2% (stronger) | 41.6% |
| Offices | 17 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | 10.0% |
The City National Bank of Sulphur Springs has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank of Sulphur Springs leads on 6 and Central Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.