Side-by-side · Q2 2026 data
The City National Bank of Taylor vs Austin Capital Bank SSB
Metric by metric
| Measure | The City National Bank of Taylor | Austin Capital Bank SSB |
|---|---|---|
| TellerScore | 82 (stronger) | 67 |
| Capital cushion | 79 (stronger) | 52 |
| Loan quality | 87 | 90 (stronger) |
| Earnings | 71 (stronger) | 58 |
| Funding & liquidity | 82 (stronger) | 50 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 82nd | 34th |
| Total assets | $250.3M | $395.4M |
| Deposits / shares | $220.8M | $308.4M |
| Capital ratio | 12.90% (stronger) | 10.22% |
| Problem loans | 0.38% | 0.30% (stronger) |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 1.26% (stronger) | 0.95% |
| Loans ÷ deposits | 67.3% (stronger) | 110.1% |
| Uninsured deposits | 25.1% | 13.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | — |
The City National Bank of Taylor has the higher TellerScore (82 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank of Taylor leads on 4 and Austin Capital Bank SSB on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.