Side-by-side · Q2 2026 data
The City National Bank of Taylor vs First Texas Bank
Metric by metric
| Measure | The City National Bank of Taylor | First Texas Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 80 |
| Capital cushion | 79 (stronger) | 62 |
| Loan quality | 87 (stronger) | 81 |
| Earnings | 71 | 94 (stronger) |
| Funding & liquidity | 82 | 87 (stronger) |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 82nd | 90th |
| Total assets | $250.3M | $1.3B |
| Deposits / shares | $220.8M | $1.2B |
| Capital ratio | 12.90% (stronger) | 11.25% |
| Problem loans | 0.38% (stronger) | 0.58% |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.26% | 1.85% (stronger) |
| Loans ÷ deposits | 67.3% | 49.2% (stronger) |
| Uninsured deposits | 25.1% (stronger) | 26.6% |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | 15.9% |
The City National Bank of Taylor has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank of Taylor leads on 4 and First Texas Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.