Side-by-side · Q2 2026 data
The City National Bank of Taylor vs Round Top State Bank
Metric by metric
| Measure | The City National Bank of Taylor | Round Top State Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 80 |
| Capital cushion | 79 (stronger) | 69 |
| Loan quality | 87 | 88 (stronger) |
| Earnings | 71 | 71 |
| Funding & liquidity | 82 | 87 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 82nd | 77th |
| Total assets | $250.3M | $974.1M |
| Deposits / shares | $220.8M | $870.3M |
| Capital ratio | 12.90% (stronger) | 11.94% |
| Problem loans | 0.38% | 0.36% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.26% (stronger) | 1.26% |
| Loans ÷ deposits | 67.3% (stronger) | 68.3% |
| Uninsured deposits | 25.1% | 19.6% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | 8.1% |
The City National Bank of Taylor has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank of Taylor leads on 4 and Round Top State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.