Side-by-side · Q2 2026 data
The City State Bank vs The Liberty Savings Association, FSA
Bank
The Liberty Savings Association, FSA
Fort Scott, Kansas · Under $100 million in assets
Metric by metric
| Measure | The City State Bank | The Liberty Savings Association, FSA |
|---|---|---|
| TellerScore | 77 | 86 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 85 (stronger) | 31 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 58th | 81st |
| Total assets | $57.7M | $28.2M |
| Deposits / shares | $52.7M | $21.2M |
| Capital ratio | 8.92% | 24.05% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.61% (stronger) | 0.28% |
| Loans ÷ deposits | 72.4% | 43.0% (stronger) |
| Uninsured deposits | 7.8% | 7.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Liberty Savings Association, FSA has the higher TellerScore (86 vs 77). On the 5 directional measures above (where higher or lower is clearly better), The City State Bank leads on 1 and The Liberty Savings Association, FSA on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.