Side-by-side · Q2 2026 data
The Claxton Bank vs Citizens Bank of the South
Metric by metric
| Measure | The Claxton Bank | Citizens Bank of the South |
|---|---|---|
| TellerScore | 50 | 76 (stronger) |
| Capital cushion | 76 (stronger) | 69 |
| Loan quality | 16 | 85 (stronger) |
| Earnings | 33 | 83 (stronger) |
| Funding & liquidity | 61 (stronger) | 56 |
| Problem-loan coverage | 72 | 95 (stronger) |
| Peer percentile | 7th | 64th |
| Total assets | $304.8M | $395.1M |
| Deposits / shares | $249.1M | $345.6M |
| Capital ratio | 12.60% (stronger) | 11.94% |
| Problem loans | 2.51% | 0.45% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.34% | 1.58% (stronger) |
| Loans ÷ deposits | 85.2% (stronger) | 86.8% |
| Uninsured deposits | 27.9% (stronger) | 30.8% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
Citizens Bank of the South has the higher TellerScore (76 vs 50). On the 7 directional measures above (where higher or lower is clearly better), The Claxton Bank leads on 4 and Citizens Bank of the South on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.