Side-by-side · Q2 2026 data
The Claxton Bank vs Classic City Bank
Metric by metric
| Measure | The Claxton Bank | Classic City Bank |
|---|---|---|
| TellerScore | 50 | 80 (stronger) |
| Capital cushion | 76 (stronger) | 60 |
| Loan quality | 16 | 100 (stronger) |
| Earnings | 33 | 100 (stronger) |
| Funding & liquidity | 61 (stronger) | 48 |
| Problem-loan coverage | 72 | 100 (stronger) |
| Peer percentile | 7th | 77th |
| Total assets | $304.8M | $314.3M |
| Deposits / shares | $249.1M | $277.8M |
| Capital ratio | 12.60% (stronger) | 11.04% |
| Problem loans | 2.51% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.34% | 2.11% (stronger) |
| Loans ÷ deposits | 85.2% | 72.5% (stronger) |
| Uninsured deposits | 27.9% (stronger) | 50.7% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
Classic City Bank has the higher TellerScore (80 vs 50). On the 7 directional measures above (where higher or lower is clearly better), The Claxton Bank leads on 2 and Classic City Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.