Side-by-side · Q2 2026 data
The Claxton Bank vs South Georgia Bank
Metric by metric
| Measure | The Claxton Bank | South Georgia Bank |
|---|---|---|
| TellerScore | 50 | 81 (stronger) |
| Capital cushion | 76 (stronger) | 56 |
| Loan quality | 16 | 95 (stronger) |
| Earnings | 33 | 94 (stronger) |
| Funding & liquidity | 61 | 81 (stronger) |
| Problem-loan coverage | 72 | 98 (stronger) |
| Peer percentile | 7th | 80th |
| Total assets | $304.8M | $269.5M |
| Deposits / shares | $249.1M | $241.3M |
| Capital ratio | 12.60% (stronger) | 10.60% |
| Problem loans | 2.51% | 0.16% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 0.34% | 1.85% (stronger) |
| Loans ÷ deposits | 85.2% | 55.4% (stronger) |
| Uninsured deposits | 27.9% (stronger) | 32.4% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | 2.4% |
South Georgia Bank has the higher TellerScore (81 vs 50). On the 7 directional measures above (where higher or lower is clearly better), The Claxton Bank leads on 3 and South Georgia Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.