Side-by-side · Q2 2026 data
The Claxton Bank vs United National Bank
Metric by metric
| Measure | The Claxton Bank | United National Bank |
|---|---|---|
| TellerScore | 50 | 65 (stronger) |
| Capital cushion | 76 | 98 (stronger) |
| Loan quality | 16 | 28 (stronger) |
| Earnings | 33 | 69 (stronger) |
| Funding & liquidity | 61 (stronger) | 53 |
| Problem-loan coverage | 72 | 72 |
| Peer percentile | 7th | 29th |
| Total assets | $304.8M | $308.7M |
| Deposits / shares | $249.1M | $255.9M |
| Capital ratio | 12.60% | 14.77% (stronger) |
| Problem loans | 2.51% | 2.15% (stronger) |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 0.34% | 1.23% (stronger) |
| Loans ÷ deposits | 85.2% (stronger) | 94.1% |
| Uninsured deposits | 27.9% | 27.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
United National Bank has the higher TellerScore (65 vs 50). On the 7 directional measures above (where higher or lower is clearly better), The Claxton Bank leads on 1 and United National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.