Side-by-side · Q2 2026 data
The Cleveland State Bank vs Genesis Bank
Metric by metric
| Measure | The Cleveland State Bank | Genesis Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 54 |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 91 (stronger) | 5 |
| Earnings | 60 (stronger) | 58 |
| Funding & liquidity | 84 (stronger) | 20 |
| Problem-loan coverage | 97 (stronger) | 78 |
| Peer percentile | 64th | 13th |
| Total assets | $340.2M | $97.2M |
| Deposits / shares | $312.0M | $73.8M |
| Capital ratio | 11.18% | 19.59% (stronger) |
| Problem loans | 0.26% (stronger) | 2.85% |
| Net charge-offs | 0.07% | -0.10% (stronger) |
| Return on assets | 1.01% (stronger) | 0.95% |
| Loans ÷ deposits | 56.6% (stronger) | 104.2% |
| Uninsured deposits | 29.7% (stronger) | 47.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Cleveland State Bank has the higher TellerScore (76 vs 54). On the 7 directional measures above (where higher or lower is clearly better), The Cleveland State Bank leads on 5 and Genesis Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.